JANUARY 9 – True Riches
3-Year-Bible Reading: Proverbs 3:13–20; Matthew 6
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“The Lord by wisdom founded the earth; by understanding he established the heavens; by his knowledge the deeps broke open, and the clouds drop down the dew.” —Proverbs 3:19–20
“Do not lay up for yourselves treasures on earth… but lay up for yourselves treasures in heaven… For where your treasure is, there your heart will be also.” —Matthew 6:19–21
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We all want something valuable. Maybe it’s a new phone, a pair of fresh sneakers, or even attention and approval from friends or followers online. And while those things might feel rewarding for a moment, Jesus points us to something deeper and longer-lasting. In Matthew 6, He talks about treasure—but not the kind you can hold in your hand or post on your feed. He’s talking about eternal treasure. The kind you build when you choose God’s wisdom over popularity, truth over trends, and His way over your own.
Proverbs 3 reminds us that God built everything—literally everything—by His wisdom. That means when we seek His wisdom, we’re not just getting smart advice; we’re tapping into the same power that shaped the universe. Earthly treasures fade, but heavenly wisdom never expires. So when life feels uncertain or when we feel pressure to chase after what the world values, we can remember that real security and purpose are found in living by God’s truth.
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THINK ABOUT IT
1. Treasure Test: What do you think about the most? What you treasure will shape your heart and choices—are those things leading you closer to Jesus?
2. Wisdom Over Wanting: Are you asking God for wisdom in the choices you’re making about school, friends, dating, or your future? His wisdom is stronger than hype.
3. Heart Check: What would it look like for you to “lay up treasure in heaven” this week? Could it mean being honest, encouraging someone, forgiving, or spending time with God?
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BOTTOM LINE
Lasting treasure isn’t found in stuff—it’s found in living wisely and seeking God above everything else.
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PRAYER
Heavenly Father, thank You for showing me that true treasure comes from knowing You and living by Your wisdom. Help me not to get distracted by temporary things, but to set my heart on what matters most. Teach me to value what You value and give me the strength to choose Your way, even when it’s hard. In Jesus’ Name, Amen.
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Welcome to Bible Chat, where we
have devotional conversations
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rooted in scripture and relevant
for today, January 9th.
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True riches.
We all chase things we believe
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are valuable.
Maybe it’s money, success,
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grades, recognition, or the
feeling of being admired and
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noticed.
It can feel like if we just get
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one more thing, one more
achievement, one more upgrade,
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one more win, we’ll finally feel
secure.
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But deep down, most of us have
discovered that those feelings
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don’t last.
The excitement fades, the
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pressure returns, and we’re left
wanting more.
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That’s because we were never
meant to build our lives on
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temporary treasure.
Proverbs chapter 3, verses 19 to
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20 reminds us who God is and how
he works.
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It says the Lord by wisdom
founded the earth by
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understanding.
He established the heavens by
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his knowledge.
The deeps broke open, and the
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clouds drop down the dew.
Everything we see, every system,
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every rhythm, every detail of
creation was built by God’s
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wisdom.
That means wisdom isn’t just
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helpful advice, it’s
foundational.
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When you pursue God’s wisdom,
you’re aligning your life with
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the very principles that hold
the world together.
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Jesus takes this even deeper in
Matthew chapter 6.
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He says, do not lay up for
yourselves treasures on earth,
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but lay up for yourselves
treasures in heaven.
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For where your treasure is,
there your heart will be also.
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Jesus isn’t saying that material
things are evil.
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He’s saying they’re unstable.
Earthly treasures can be lost,
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broken, stolen, or outdated.
But heavenly treasure, things
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like obedience, faithfulness,
generosity, integrity, and love
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can never be taken away.
What you value most will quietly
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shape your heart, your habits,
and your direction.
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True riches aren’t measured by
what you own, but by who you’re
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becoming.
When you choose honesty over
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shortcuts, kindness over clout,
and obedience over popularity,
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you’re storing up treasure that
lasts.
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When you invest time in God’s
Word, listen for His voice, and
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walk in His wisdom, you’re
building a life that’s rooted,
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steady, and secure.
The world will always push you
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to chase what looks impressive,
but God invites you to pursue
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what’s eternal.
And when you do, you discover
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that His wisdom brings peace,
clarity, and purpose that
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nothing else can offer.
Let’s pray.
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Heavenly Father, thank you for
showing me that true riches are
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found in You.
Help me not to be distracted by
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things that fade, but to
treasure what lasts forever.
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Teach me to seek Your wisdom in
every decision and to set my
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heart on what matters most to
You.
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Shape my desires, guide my
choices, and help me live for
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eternal treasure in Jesus name,
Amen.
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What if the ache you feel for
more is actually God calling you
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deeper?
Thirst for God is a powerful
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Seven Book prayer scripts series
inspired by Psalm 63, created
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for believers who refuse to live
on spiritual leftovers.
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This is a journey from longing
to encounter, from dryness to
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delight.
Seek teaches you how to pursue
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God with passion and
intentionality.
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Savor trains your heart to
recognize and enjoy His presence
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in every season.
C opens your spiritual eyes to
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God’s power, glory, and beauty
at work in your life.
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Satisfy leads your soul into
fullness, strength, and deep
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contentment in Him alone.
Sing ignites joy, gratitude, and
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worship that rises naturally
from intimacy with God.
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Stay anchors your heart in
steadfast devotion when
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distractions try to pull you
away, and Stand equips you to
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remain firm in God’s justice,
protection, and victory.
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With over 210 prophetic
scripture anchored prayers, this
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series helps you cultivate daily
communion, personal revival, and
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a lifestyle of holy pursuit.
If you’re spiritually hungry,
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weary, or simply longing for
more of God, this is your
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invitation to drink deeply.
Order Thirst for God on Amazon
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today or visit prayerscripts.org
and begin your journey into
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deeper intimacy with the God who
satisfies.
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Now I invite you to spend time
with God in today’s three-year
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Bible reading plan.
Proverbs chapter 3 verses 13 to
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20 World English Bible.
Happy is the man who finds
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wisdom, the man who gets
understanding.
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For her good profit is better
than getting silver, and her
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return is better than fine gold.
She is more precious than
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rubies.
None of the things you can
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desire are to be compared to
her.
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Length of days is in her right
hand.
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In her left hand are riches and
honor.
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Her ways are ways of
pleasantness.
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All her paths are peace.
She is a tree of life to those
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who lay hold of her.
Happy is everyone who retains
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her by wisdom.
Yahweh founded the earth.
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By understanding He established
the heavens.
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By His knowledge the depths were
broken up and the skies dropped
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down the dew.
Matthew Chapter 6 World English
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Bible Be careful that you don’t
do your charitable giving before
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men to be seen by them, or else
you have no reward from your
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Father who is in heaven.
Therefore, when you do merciful
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deeds, don’t sound a trumpet
before yourself as the
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hypocrites do in the synagogues
and in the streets, that they
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may get glory from men.
Most certainly, I tell you, they
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have received their reward.
But when you do merciful deeds,
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don’t let your left hand know
what your right hand does, so
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that your merciful deeds may be
in secret.
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Then your Father, who sees in
secret, will reward you openly.
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When you pray, you shall not be
as the hypocrites, for they love
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to stand and pray in the
synagogues and in the corners of
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the streets, that they may be
seen by men.
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Most certainly, I tell you, they
have received their reward.
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But you, when you pray, enter
into your inner room, and having
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shut your door, pray to your
Father who is in secret, and
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your Father who sees in secret,
will reward you openly.
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In praying.
Don’t use vain repetitions as
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the Gentiles do, for they think
that they will be heard for
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their much speaking.
Therefore don’t be like them,
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for your Father knows what
things you need before you ask
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him.
Pray like this.
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Our Father in heaven, may your
name be kept holy.
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Let your Kingdom come, let your
will be done on earth as it is
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in heaven.
Give us today Our Daily Bread.
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Forgive us our debts, as we also
forgive our debtors.
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Bring us not into temptation,
but deliver us from the evil
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one.
For yours is the Kingdom, the
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power, and the glory forever.
Amen.
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For if you forgive men their
trespasses, your heavenly Father
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will also forgive you.
But if you don’t forgive men
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their trespasses, neither will
your Father forgive your
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trespasses.
Moreover, when you fast, don’t
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be like the hypocrites with sad
faces, for they disfigure their
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faces, that they may be seen by
men to be fasting.
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Most certainly, I tell you, they
have received their reward.
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But you, when you fast, anoint
your head and wash your face, so
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that you are not seen by men to
be fasting, but by your father
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who is in secret, And your
father who sees in secret, will
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reward you.
Don’t lay up treasures for
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yourselves on the earth where
moth and rust consume and where
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thieves breakthrough and steal,
but lay up for yourselves
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treasures in heaven, where
neither moth nor rust consume,
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and where thieves don’t
breakthrough and steal.
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For where your treasure is,
there your heart will be also.
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The lamp of the body is the eye.
If therefore your eye is sound,
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your whole body will be full of
light.
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But if your eye is evil, your
whole body will be full of
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darkness.
If therefore the light that is
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in you is darkness, how great is
the darkness?
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No one can serve 2 masters, for
either he will hate the one and
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love the other, or else he will
be devoted to 1 and despise the
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other.
You can’t serve both God and
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Mammon.
Therefore I tell you, don’t be
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anxious for your life, what you
will eat or what you will drink,
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nor yet for your body what you
will wear.
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Isn’t life more than food and
the body more than clothing?
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See the birds of the sky that
they don’t sow, neither do they
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reap nor gather into barns.
Your heavenly Father feeds them.
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Aren’t you of much more value
than they?
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Which of you by being anxious
can add 1 moment to his
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lifespan?
Why are you anxious about
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clothing?
Consider the lilies of the
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field, how they grow.
They don’t toil, neither do they
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spin.
Yet I tell you that even Solomon
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in all his glory was not dressed
like one of these.
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But if God so clothes the grass
of the field, which today
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exists, and tomorrow is thrown
into the oven, won’t he much
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more clothe you?
You have little faith, therefore
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don’t be anxious saying, what
will we eat, what will we drink,
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or with what will we be clothed?
For the Gentiles seek after all
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these things, for your heavenly
Father knows that you need all
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these things.
But seek first God’s Kingdom and
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His righteousness, and all these
things will be given to you as
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well.
Therefore, don’t be anxious for
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tomorrow, for tomorrow will be
anxious for itself.
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Each day’s own evil is
sufficient.
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Thanks for joining us on Bible
Chat, where Scripture meets
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everyday life.
If today’s devotional encouraged
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you, share it with a friend and
be sure to follow the podcast so
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you won’t miss the next
conversation.
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Until next time, stay rooted in
truth, anchored in hope, and
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walking daily with Jesus.

